VYM Dividend Calculator

Nineteen years of quarterly checks — project what Vanguard's high-yield workhorse pays you next.

Your VYM Projection

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Today's lump sum — $0 works too.
The steady buying is what compounds.
Quarterly payers reward patience — try 25.

Seeded with VYM's live yield, its measured dividend-growth rate, and 7%/yr share-price growth; payouts reinvested, taxes off (as in a Roth IRA). Assumptions, not promises. Early years will track your real buying schedule only loosely — lump-sum timing shifts the first few years and washes out over decades. Need taxes or the year-by-year view? Open the full calculator →

What VYM Pays Today, by Investment Size

Year-one income at the live yield, before taxes — and unlike a bond, VYM's payout has a two-decade habit of rising.

Invested in VYM Income / Year Income / Month
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All 79 payments since 2006, charted with the next expected ex-date, live on the VYM dividend history page.

Where These Numbers Come From

No guessed inputs here: the yield is VYM's trailing twelve months of actual distributions divided by the current share price, fetched fresh on every page load. The growth seed is measured from the fund's own annual payout totals across its 2006-to-present record, capped at 10%/yr to keep the projection conservative. Every field above stays editable.

What Makes VYM Different

VYM owns over 500 of the US market's higher-yielding large caps and simply weights them by size — no quality screen, no yield trap filter, just breadth. That design has produced 79 consecutive quarterly distributions since 2006, through two crashes and a pandemic, with the annual payout climbing from about $1.36 per share in its first full year to $3.50 in 2024. The projection above runs that record forward with your own numbers.

Yield Today vs. Yield on Cost

The number most VYM holders eventually brag about isn't the current ~2.1% — it's yield on cost. A share bought in 2010 for around $40 now collects about $3.50 a year: nearly 9% on the original money, from an ETF nobody calls a high-yielder. That's the quiet math of dividend growth, and it's why the "Years to Grow" field changes the result more than the starting amount does. For the payment-by-payment evidence, the full VYM record is charted live.

When VYM Isn't the Answer

Need spendable income now rather than in a decade? A 2.1% yield means $1,000 a month requires roughly $570,000 invested — that's engine math, not paycheck math. Compare how covered-call income funds trade tomorrow's growth for today's cash in our side-by-side tool, or check what any fund's latest payment puts in your pocket with the income calculator that appears on every fund payout page.

Want the Full Picture?

Taxes, DRIP on/off, income goals, and the year-by-year snowball chart — the complete calculator does it all.

Use the Free Dividend Calculator
Educational tool only — not financial advice. Projections use simplified assumptions and live third-party data that may contain errors or delays; they are illustrations, not predictions. Past payouts do not guarantee future ones. This is not a recommendation to buy or sell any security. Consult a qualified financial advisor before investing.