This page answers "what do my shares pay". The other direction — "what would $10,000 in this fund pay me" — runs on the same records: price any amount in any fund →. Same toggle flips it again to "how much do I need for $1,000 a month".
The calculator with a memory: run every fund you own, watch the tape total them.
Yield figures average the past twelve months, which quietly misleads on variable payers — a fund whose checks have been shrinking still shows the fat old yield. This calculator uses the most recent actual payment, so the answer reflects what the fund pays now. When the two disagree, the trailing yield is quoting the past. If you want the full picture for any fund, its payment history page charts every check it has ever paid, and the cut & raise board shows who's growing and who's fading this week.
One honest limit: the next check isn't guaranteed to match the last one — variable funds change their payment every cycle, so treat the result as the current pace, not a promise. The number stays right unless the fund changes its payout, which variable funds do routinely — and that moment is exactly when it matters, which is why the tape pairs well with the paycheck calendar that tracks your actual expected paydays.
Frequently Asked Questions
How does it work?
Type your share count, tap a fund or enter any ticker under "other," press INCOME. Shares × the fund's latest payment, with the likely next payment date and yearly pace under the result.
What's the tape?
Every fund you run stays on screen with its check amount and next expected date, plus a running total across all of them — your whole portfolio's income picture in one column. Download it as a CSV anytime, or clear it with one tap.
Stocks too, or just ETFs?
Any dividend-paying ticker. If something pays little or nothing, it says so plainly instead of inventing a number.
Where does my data go?
Nowhere. The tape lives in your browser's local storage only — no account, no signup, nothing sent to us. The same list powers your paycheck calendar and the greeting on fund pages.
How is this different from the projection calculator?
The dividend calculator on our homepage answers "what could this grow into over 20 years." This one answers "what does my next check pay, today." Different questions — most people end up using both.
How Often the Two Numbers Actually Disagree
The argument above is easy to assert, so here it is measured against our own records. Of the 172 funds on this site with twelve complete months of payments behind them, 58 would hand you a materially different answer depending on which number you used — the trailing twelve-month total, or the most recent payment annualized at its own cadence. That is roughly one fund in three.
It is not a stampede in one direction, which is the part most warnings leave out. The median gap across those 172 funds is −5%, so the typical fund's trailing figure is close to honest, and plenty have been paying more lately rather than less. The problem is concentrated in the tails, and the tails are exactly where the eye-catching yields live.
COYY shows the shape at its most extreme. Across the twelve complete months to September 2026 it paid $46.85 per share, which is the number a trailing yield is built from. Its September payment was $0.755. Twelve months at that rate comes to $9.06, barely a fifth of the trailing total. Both figures are real, both describe the same fund, and only one of them describes what it is paying now.
That is the whole reason this page starts from the latest declared payment. It is also why every fund page here charts the individual checks rather than a single rate — a shrinking line is obvious on a chart and invisible in a yield.