Your amount buys shares at each month's real closing price, across the fund's available record. What those shares are worth now is the growth answer; what they'd pay at the latest actual dividend is the income answer. Tap EVERY ETF to see the whole roster at your amount.
Fair warning before you sort: funds are shown over their own available window — a fund with a ten-year record had ten years to compound, a three-year-old fund had three — so read the years column with the dollars. The health column tells you whether the payments behind the income figure have been holding up.
| ETF | Health | Growth × | Shares Now Worth | Would Pay / Month |
|---|
Each row: your monthly amount replayed over that fund's real price record (share value only — dividends paid along the way are on top), then those shares × the latest declared payment at the fund's own rhythm. Pre-tax; recomputed nightly.
Most calculators blur them into one "total return" number. We keep them apart on purpose. The growth figure here is share value only — your monthly amount buying at real historical prices, marked at the latest price — so for a high-payout fund with a drifting share price you will sometimes see shares worth less than what went in, sitting right next to a fat income figure. That is not a bug; that is the trade these funds make, shown in daylight. Every dividend the fund actually paid along the way lands on top of the growth number, and you can count those on the fund's payment history page, check by check.
The income figure is the other half: the shares you'd hold × the latest declared payment, at the rhythm the fund has actually kept — weekly funds measured weekly, quarterly funds quarterly. It changes when the fund's payments change, which for option-income ETFs can be every check. That's what the health grade beside each answer is for: it tells you whether the pace you're pricing has been rising, holding, or fading — measured only against the fund's own record. If you're brand new to any of this, start with the beginner's guide to investing in ETFs before you run numbers.
Replayed history is not a forecast — a fund that multiplied money for ten years owes you nothing next year. Figures are pre-tax, exclude brokerage-level costs, and use each fund's available window, up to ten years. The growth figure deliberately excludes dividends (they're additive, and counted separately on each fund's history page); the income figure deliberately uses the latest actual payment, not a trailing yield, because stale yields flatter falling payers. Nothing on this page is advice — it's arithmetic on public records, with the records one click away so you can check the work. Related tools: the goal calculator flips the question (income target → shares needed), and the fund health check grades the funds you already own.